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Fulmont Mutual Insurance Company

Added Perils for Refrigerated Food Products

"Can I purchase added perils for Refrigerated Food Products?"

Yes, we can attach form ML - 305, edition 6/99 which provides up to $500. We cover loss to contents of a freezer or refrigerator unit located in the residence covered under Coverage A/Coverage B as described on the Declarations page. We pay no more than $500. The covered contents must be owned by you. the loss must be caused by in temperature resulting from:

  1. Interruption of electrical service to refrigeration equipment. The interruption must be caused by damage to the generating or transmission equipment.
  2. Mechanical or electrical breakdown of the refrigeration system.

You must maintain the refrigeration equipment in proper working condition. No deductible applies to refrigerate food products.


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For further information regarding our policies, send e-mail to
info@fulmontmutual.com, or write to us at:
Fulmont Mutual Insurance Company
P.O. Box 487, Johnstown, NY 12095-0487

2011 Fulmont Mutual Insurance Company. All rights reserved.
This web site was developed by Empire Web Pages on June 07, 1997.
This page was most recently updated on May 23, 2011.