looking for a company where management is:
- Technology minded and on the
- Dedicated and focused in their
goals to remain
competitive within the insurance industry?
- Providing the best possible
premium for you as a policy holder?
Fulmont Mutual is a small regional Property
and Casualty Mutual Company with its operating territory primarily in
upstate New York. The main office in Johnstown, New York is nestled at the
foothills of the Adirondacks.
Insurance Company will write the following types of insurance policies for you. Contact
one of our agents listed under Policy
Resources, then Find Your Agent,
or contact our Company through
AS A POLICYHOLDER OF FULMONT YOU CAN PERFORM ANY OF
THE FOLLOWING ON OUR WEBSITE:
- Check your Premium amount and due date
- Pay your premium through a secure credit card site or
- Sign up for Automatic Clearing House payment from your checking account
- Request no money changes on your policy
- File a Claim form through E-Mail
- E-mail us other policy requests, billing or claims related
- Businessowners We will write your
building and/or business property coverages for your commercial business. Check
our listing of Eligible Classes
for Businessowners's Retail and Service Classifications to
determine if we can write a Businessowners Policy for you.
- Special Multi Peril The SMP policy
provides property and liability coverages for eligible
classes of commercial business.
- Entrepreneurship Series Our Home-based
Businessowners Policy will provide coverage for your business liability and your business
property at Actual Cash Value or Replacement Cost coverage for many different types of
Home-based businesses. We can also provide Professional Liability for the home-based
Barber Shop or Beauty Salon exposure.
Our brand new Bed and Breakfast Program is designed
for the owner-occupied B & B risk. We can provide insurance coverage for your business
personal property and liability as well as your personal contents coverage and your
- Dwelling Fire The Dwelling Fire policy
is designed for the tenant-occupied 1-4 family dwelling, mobilehome, or personal property
contained in a residence or apartment. Liability coverage can be attached to this policy.
- Farm Fire The Farm Fire policy covers
farm personal property and farm barns, buildings and structures. This policy is used for
the Homeowner who has barn
- s and would like to insure them or if you have a tenant-occupied
- Farmowners The Farmowners program
provides property and liability coverage for the owner-occupant of an operating farm risk,
or for the tenant who occupies the farm residence and is engaged in a farming operation.
If you are a livestock farmer, we can attach Inland
Marine coverages to insure your livestock and your machinery. See Eligible
Classes for Inland Marine.
- Inland Marine In addition to covering
livestock and machinery, Inland Marine forms can be attached to any of our other policies
to provide coverage for articles usually of special value, such as jewelry, photographic
equipment, furs, fine arts. See
Eligible Classes for Inland
Marine. Our rates are based on insurance to full value of the item, so it will
be necessary to submit a bill of sale or appraisal for each item.
- Homeowners The Homeowners Policy will
provide coverage for your property and liability if you are the owner/occupant of a 1
2 family dwelling or a tenant occupying an apartment. There are many different
types of forms and coverages that may be purchased on a Homeowners policy.
- Mobilehomeowners The Mobilehomeowners
Policy covers your property and liability if you are the owner/occupant of a mobilehome or
a tenant occupying a mobilehome. There are many different types of forms and coverages
that may be added to a Mobilehomeowners policy.
- Landlords Package The Landlords
Package Policy is designed to cover the one- and two-family non-owner occupied dwelling or
the three- and four-family owner or non-owner occupied dwelling. This policy provides
property and liability coverage.
Products Main Page | Entrepreneurship Series - Home
Classes for Businessowners's Retail and Service Classifications
Eligible Classes for Inland Marine
For further information regarding our policies,
send e-mail to
firstname.lastname@example.org, or write to us at:
Fulmont Mutual Insurance Company
P.O. Box 487, Johnstown, NY 12095-0487
2011 Fulmont Mutual Insurance Company. All rights reserved.
This web site was developed by Empire Web Pages on June
This page was most recently updated on
May 23, 2011.