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Fulmont Mutual Insurance Company is licensed to write business in
New York State. |
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Our Demotech rating ensures that we are a secure, reliable partner you can trust to provide your insurance coverages.
Demotech evaluates our financial strength, balance sheet integrity, and operational capability.
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| Fulmont Mutual Insurance Company has been assigned a Financial Stability Rating (FSR) of A, Exceptional, from Demotech, Inc. Demotech Inc is a leading independent financial analysis firm and SEC-registered Nationally Recognized Statistical Rating Organization (NRSRO). Established in 1985, Demotech, Inc. is a financial analysis firm located in Columbus, Ohio. Demotech has served the insurance industry by providing objective and independent Financial Stability Ratings® (FSRs) for Property & Casualty insurance companies, Life & Health insurance companies, and Title underwriters, among others. As the first company to have its rating process formally reviewed and accepted by Fannie Mae, Freddie Mac, and HUD, Demotech has been leveling the playing field by offering FSRs to insurers of all sizes. As of July 11, 2022, Demotech is registered with the U.S. Securities and Exchange Commission (SEC) as a nationally recognized statistical rating organization (NRSRO) in the class of ratings for insurance companies. Visit www.demotech.com or call 800-354-7207 for additional information.Demotech evaluates our financial strength, balance sheet integrity, and operational capability. |
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IMPORTANT!
To our valued policyholders, agents and associates:
As your property and casualty insurance company for your home, farm or business, we are here for you in the event of a loss to your property.
We are also here in the event you are struggling to pay your premiums. As a small company, we understand that times are still difficult and every dollar is important to struggling families and businesses. We appreciate being your insurance company and want to help if we can. Contact your agent to discuss payment plan options, higher deductibles or even coverage changes to help make your premiums more affordable. Please let us know if you need to make different payment arrangements prior to your due date.
Our website is currently accepting credit/debit card payments by using the ‘pay bill on-line’ link at the top of this page. If you prefer to pay by check, please call our office for assistance. We currently have a mail slot for information and payment drop off on our building. Our main contact telephone number is 518-762-3171. Our fax number is 518-762-7870.
Here are some email addresses that could be helpful to you:
IMPORTANT!
General Claims Information:
If you need general claims information during standard business hours, please contact us at 518-762-3171 or via email at
claims@fulmontmutual.com
Our standard business hours are Monday – Friday, 8:00 A.M. – 4:00 P.M.
To Report a Claim:
When the need to make a claim occurs, please contact your agent and explain the nature of your claim. Your agent will then produce a loss notice and submit it to Fulmont Mutual.
Once the loss notice is received by Fulmont Mutual, a claim representative will be assigned and will contact you.
Emergency:
If a claim occurs after business hours, please call (866) 590-8716 for immediate assistance or submit a loss notice using the “Submit claim Form” link and follow the directions on that page.
Documenting your damage is important, so if you can, take photos and/or videos of the damage. Also, do what is reasonably necessary to mitigate your loss and protect your property from further damage.
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Please be sure to read our
disclaimer which contains important legal information
regarding the use of this Web site.
For further information regarding our policies, send e-mail to
info@fulmontmutual.com, or write to us at:
Fulmont Mutual Insurance Company
P.O. Box 487, Johnstown, NY 12095-0487 |
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